Free Stamp Duty Calculator 2026

HouseCheckup calculates stamp duty land tax (SDLT) for any property purchase in England and Northern Ireland. See the exact SDLT bill for first-time buyers, home movers, and additional property purchases. Our calculator uses the latest 2026 rates and thresholds. The £14.99 Complete report includes stamp duty for all three buyer types as part of the True Monthly Cost analysis.

Try or search any UK postcode

Free instant results from official UK government data. No sign-up required.

Get the full picture for £14.99

This free tool checks one data point. The HouseCheckup Complete report combines 70+ data sources into an 18-page report with a composite IQ Score (0–100) — covering flood, EPC, crime, schools, transport, ground stability, investment potential, and more.

See pricingView sample report

Frequently asked questions

Stamp duty rates in England and Northern Ireland for 2026: 0% up to £125,000 (£300,000 for first-time buyers), 2% on £125,001–£250,000, 5% on £250,001–£925,000, 10% on £925,001–£1.5M, and 12% above £1.5M. Additional properties pay a 5% surcharge on all bands.
Yes. First-time buyers pay no stamp duty on the first £300,000 of a property costing up to £500,000. Above £300,000 (up to £500,000) they pay 5%. If the property costs more than £500,000, standard rates apply. HouseCheckup's calculator shows the exact saving for first-time buyers.

Related free tools

House Price CheckArea Score CheckerEPC Rating Checker

Last updated: