Is Liverpool a Good Place to Live? Full Area Report

North West / Merseyside

Avg Property Price

£185,000

Avg Rent

£725/month

Crime Rating

Above Average

Schools (Good+)

72% Good or Outstanding

Broadband Avg

74 Mbps

Transport

Good

Flood Risk

Low

Population

490K

About Liverpool

Liverpool is a culturally rich port city on the River Mersey, famous for The Beatles, Premier League football, and UNESCO-listed waterfront architecture. HouseCheckup reports show Liverpool offers some of the most affordable property in any major UK city, making it attractive to first-time buyers and investors alike. The city's warmth, humour, and fierce community pride create a distinctive sense of belonging that residents cherish.

Pros of Living in Liverpool

  • Exceptionally affordable property prices for a major UK city
  • World-class cultural institutions including Tate Liverpool and the Philharmonic Hall
  • Strong sense of community and distinctive local identity
  • Excellent waterfront regeneration with new residential and leisure developments
  • Good rail connections to Manchester and London

Cons of Living in Liverpool

  • Higher-than-average crime rates, particularly in certain inner-city wards
  • Some areas of deprivation remain despite significant regeneration investment
  • Employment opportunities are more limited than in Manchester or Leeds
  • The city centre can feel quiet during weekday daytimes outside retail hours

Frequently Asked Questions About Liverpool

Liverpool offers excellent value for money combined with rich culture and strong community spirit. The city is ideal for those seeking affordable city living with personality. Regeneration continues to transform the waterfront and city centre. Liverpool particularly appeals to creative types, students, and anyone who values a distinctive sense of place.
Liverpool's average property price is approximately £185,000, making it one of the UK's most affordable major cities. Desirable areas like Aigburth and Woolton range from £250,000 to £400,000, while L8 and L5 postcodes offer terraced homes under £100,000. The city centre apartment market is popular with buy-to-let investors seeking strong rental yields.
Liverpool's crime rate is above the national average, typical for a major city. Suburban areas like Allerton, West Derby, and Formby are safe and family-friendly. City centre crime mainly involves theft and nighttime disorder. Merseyside Police have invested in community policing and the city has seen improving trends in several crime categories over recent years.
Approximately 72% of Liverpool's schools are rated Good or Outstanding by Ofsted. The city has strong faith school provision and some highly regarded comprehensives. South Liverpool generally has the highest-performing schools. The city is also home to three universities, including the Russell Group University of Liverpool, providing excellent higher education options.
Liverpool benefits from the Merseyrail network, one of the UK's most reliable suburban rail systems. Direct trains to Manchester take around fifty minutes and London services run from Liverpool Lime Street. Liverpool John Lennon Airport provides European budget flights. The Mersey tunnels and M62 motorway offer road connections east and south.

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Nearby Areas

Manchester

North West

£235,000

Chester

North West

£310,000

Southampton

South East

£270,000

Leeds

Yorkshire and the Humber

£245,000

Birmingham

West Midlands

£230,000

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